Make Your Student Life Easier

It’s hard being a student at times. You’re practically forced in to debts, and to be honest there’s no way to avoid them. You can however be smart with your spending, and hopefully come away from University with as little debt as possible.

NUS Discounts

Students live life on a tight budget, and as a result many companies offer student discounts. A lot of these companies don’t advertise this so the best thing to do as a consumer is to ask. There’s no harm in asking! A good card to have in your wallet is the NUS Extra card. You have to pay for it, but it offers some excellent discounts.

Budget

It’s important to know how much money you have coming in. Most of it will be from loans, which you will one day have to pay back. Be strict, and don’t spend more than you have. Think through all of your purchases, and make sure you’re always getting the best deal. Shop around, flash your NUS card, whatever it takes to save some money.

Booze Money

No ones going to deny the fact that students know how to enjoy a drink or two. A large proportion of your loan will be spent on partying, but money can still be saved. Set yourself a budget of how much you’d like to spend in a night. If you’re one of those people who gets drunk and winds up spending far more than they wanted to then simply leave your debit cards at home. Make the student union and student bars your frequent drinking holes as they sell drinks at great prices.

Get a Job

If you’re struggling with money you should avoid borrowing more. You don’t want to come out of University with more debt than necessary. The best way to find work is to get your foot in the door before anyone else. Apply for jobs over the summer when everyone is back at home, or move in to your place earlier. You don’t want to find all the jobs have gone when you arrive. You should also try to organize yourself some work through the periods when you’re not at University and get some money saved.

Do you have any other advice for students on how to save money? Please leave a comment and let us know what you think.